Criminal Identity Theft – Are You at Risk?

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In the movie “Identity Thief,” Melissa McCarthy plays Diana, a woman who steals the identity of a man named Sandy, played by Jason Bateman. While using his credit card to buy drinks for a bar full of patrons, Diana tangles with the bartender and ends up getting arrested, giving Sandy’s name as her own. When the real Sandy tries to use his credit card to buy gas the next day, the clerk cuts up his declined card. Worse yet, Sandy finds out he missed “his” court date for assault charges. This is criminal identity theft as a fictional extreme.

Just some typical Hollywood-created situation that could never happen in real life? Unfortunately, Sandy’s fictional story is becoming all too real as criminal identity theft increases.

What is Criminal Identity Theft?

Although all identity theft is illegal, criminal identity theft is often used to refer to a specific type of action that involves criminal charges. With criminal identity theft, a thief uses your name, date of birth, Social Security number, or other Personally Identifiable Information (PII) during an investigation or arrest. That data is then added to your state’s criminal database, and potentially a national criminal database. You may not even know about it until much later when a job or loan application involves a background check.

According to the nonprofit advocacy group Privacy Rights Clearinghouse, the impostor frequently obtains a driver’s license or identification card in a victim’s name and shows that to law enforcement. In some cases, the identity thief will appear in court for a traffic violation or misdemeanor and plead guilty, creating a criminal record.

Here are some tips to help you deal with criminal identity theft if you suspect your identity has been compromised.

3 Tips to Fight Criminal Identity Theft

  1. Talk to law enforcement. If you find yourself facing job termination because of a background check, or a bank cites your criminal background as a reason for concern, it’s time to contact the authorities. Ask your employer or the bank about any charges and where they occurred, then contact the police in that area. You can file a report about the impersonation and offer to provide fingerprints, photographs, and identifying documents so your information can be compared to the identity thief’s.
  2. Get documentation. According to the Federal Trade Commission, you can ask law enforcement to give you a “clearance letter” or “certificate of release” to declare your innocence. Keep this letter with you at all times, in case it takes time to update judicial and police databases. Also, ask your employer to put a copy of this letter in your file, and use the letter at banks or other financial institutions where you might undergo a background or credit check.
  3. Contact your state’s attorney general. Some states offer special help for identity theft, which can be useful if identity theft has gone through the court system. To find your state’s office, visit the National Association of Attorneys General’s website.

While criminal identity theft is less prevalent than other types of identity theft, that doesn’t mean you’re safe from risk. Lower your chances of becoming a victim with our identity theft services — and get assistance if your identity ever becomes compromised.


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The views and opinions expressed in this article are those of EZShield Inc. alone and do not necessarily reflect the opinions of any other person or entity, including specifically any person or entity affiliated with the distribution or display of this content.

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