On January 2, 2020, dining and entertainment conglomerate, Landry’s, announced a point-of-sale malware attack that targeted customers’ payment card data – the company’s second data breach since 2015. Landry’s owns over 600 popular American restaurants across the U.S., including Del Frisco’s Grill, Joe’s Crab Shack, Bubba Gump, Rainforest Café and more; 63 of Landry’s restaurant brands were impacted by the malware. The number of customers affected by the breach has not been disclosed, but the malicious code is expected to have picked up payment details from credit and debit cards swiped on Landry’s order entry systems occurring between March 13 and October 17, 2019. The hacked Personally Identifiable Information (PII) included credit and debit card numbers, expiration dates, verification codes and cardholder names.
Should You Be Worried?
If you have dined at any of Landry’s restaurants this year, you may be at risk of credit card fraud. When a fraudster obtains your credit card information, they will often test the card with small purchases that will fly under the radar before making a more significant purchase using your money. It is critical when personal information is publicly exposed to continuously review your bank statements so that you can rapidly report to your financial institutions any stolen funds. By freezing your credit at each of the three credit bureaus, you’ll restrict access to your credit report, adding an extra layer of defense against identity thieves. However, freezes are limited because they only help protect against new accounts opened in your name. New fraudulent account openings are one of the rarest types of identity theft out there, affecting only four percent of victims.
5 Tips to Stay Protected
- Report any suspicious activity to your financial institution. Your account number may be updated, and the credit card company will typically wipe out any fraudulent charges.
- Remain vigilant about your finances. Even after your identity theft crime is resolved, continue to stay alert for future fraudulent charges with continued credit report monitoring and frequent review of financial records.
- Check your credit report every 12 months and place a credit freeze when necessary.
- Always use a credit card when making purchases. You can dispute fraudulent charges if you are a victim of a scam or credit card fraud.
Check your credit card statement against the receipts you received. If there is a transaction on the statement you do not recognize, call the credit card company.
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The views and opinions expressed in this article are those of EZShield Inc. alone and do not necessarily reflect the opinions of any other person or entity, including specifically any person or entity affiliated with the distribution or display of this content.