Credit 101: Bureaus, Reports & ID Theft

Credit Score on Mobile Phone

Credit Is More Than Your Card 

When your information is exposed in a data breach, it can cause panic and concern. Who can I trust? What should I do? And who has access to my information?  

The good news is that some of the most effective preventative measures are already within your reach. Your credit information – paired with the right credit protection tools – can help defend against fraud and identity theft after a data breach event.  

Each of us understands the concept of credit from our own perspectives. Credit typically means “buy now, pay off later.” Credit scores indicate our lending risk and credit reports are often reviewed to rent an apartment, apply for a loan or open new credit card accounts.

Industry experts (including those of us at Sontiq, too) often suggest that consumers check their credit reports, consider placing credit freezes or fraud alerts, and contact the three major credit bureaus. So, let’s look at how credit works, how your credit reports can help you spot identity crime and additional tools you can use to further protect your credit information.   Continue reading

Broadvoice Data Leak Exposes 350 Million Personal Records

Broadvoice Data Breach

Unsecured Database Leaks Personal Records and Voicemails

On October 1, 2020, security researchers at Comparitech discovered an unsecured database belonging to Broadvoice, a cloud-based communication company, that contained more than 350 million customer records, including voice message transcripts. The exposed Elasticsearch database enclosed personal details such as caller names, caller identification number, phone number, and location along with voicemail transcripts. A separate collection held over two million voicemail records, 200,000 of which included transcripts from various organizations that use the cloud voicemail system such as medical clinics, insurance companies, and financial institutions disclosing medical information, mortgages, and loans information, and insurance policy numbers. Continue reading

Building a Culture of Security for Your Organization

Why Workplace Security Depends on Employees

October is National Cybersecurity Awareness Month (NCSAM), and since its inception more than 17 years ago, it has been led by the U.S. Department of Homeland Security and the National Cybersecurity Alliance. This year’s theme encourages you and your organization to “Do Your Part. #BeCyberSmart.”, referring to implementing stronger security practices, raising community awareness, educating vulnerable audiences, or training employees. Continue reading

When a Corporate Data Breach Happens: Critical Next Steps

Corporate Breach Response

What if my Business is Next?

Regardless of cybersecurity proficiency, no organization is safe from data breaches. That’s why it’s critical that every business develops and documents an Incident Response Plan. Your response plan will outline steps your organization should take if you suspect data has been compromised. The quicker your business follows the plan, the better off you will be, and you will be in a position to mitigate the impact the data loss will have on your business. Continue reading