Equifax Update: Breach Exposed More Than Reported

What Happened?

If you thought you had heard the last of Equifax, think again. Recent reports confirm that the company’s 2017 data breach exposed more information than initially reported. 

In September 2017, Equifax confirmed a data breach that affected 145.5 million U.S. consumers. The company initially reported that Social Security numbers, birth dates, driver’s license numbers and addresses were exposed in the breach. 

But a document recently submitted to the U.S Senate Banking Committee tells a different tale. According to the document, additional information like taxpayer identification numbers, email addresses and driver’s license issue dates and states was also compromised.  Continue reading

Lessons Learned From Data Breaches in 2017

Same Problem, Different Landscape

Reading about data breaches on paper never does the concept justice. Hearing that data breaches in 2017 were – and continue to be – “big problems” for all types of organizations can desensitize us to the true implications of a data breach event. 

The inevitability of data breaches can leave companies feeling defeated, and the monetary losses tied to these security incidents only adds to the damages. Throw in the thought of unhappy complaints from customers or clients about protecting their sensitive information, dealing with the legal consequences and hits to your business’ public reputation – and you’ve got yourself a perfect data breach storm.

The truth is that a data breach will impact more than just the business itself. It affects customers, clients, employees and vendors too. Let’s review some of the data breaches that occurred in 2017, see what we can learn from the mistakes that were made and improve overall data breach prevention and response in the new year. Continue reading

Flash Player Malware Found on Equifax.com

What happened? 

Equifax can’t catch a break. The company’s most recent security event involved infectious malware placed on its main website, Equifax.com. 

The malware was initially discovered by a security analyst attempting to dispute information on his credit reports. According to news sources, he was redirected to a fake page titled “hxxp:centerbluray.info” where he was prompted to download an Adobe Flash player. 

In reality, the Flash player download was harmful malware designed to flood Internet Explorer browsers with unsolicited ads.  Continue reading

Credit 101: Bureaus, Reports & ID Theft

Credit Is More Than Your Card 

When your information is exposed in a data breach, it can cause panic and concern. Who can I trust? What should I do? And who has access to my information?  

The good news is that some of the most effective preventative measures are already within your reach. Your credit information – paired with the right credit protection tools – can help defend against fraud and identity theft after a data breach event.  

Each of us understands the concept of credit from our own perspectives. Credit typically means “buy now, pay off later.” Credit scores indicate our lending risk and credit reports are often reviewed to rent an apartment, apply for a loan or open new credit card accounts.

Industry experts (including those of us at EZShield, too) often suggest that consumers check their credit reports, consider placing credit freezes or fraud alerts, and contact the three major credit bureaus. So, let’s look at how credit works, how your credit reports can help you spot identity crime, and additional tools you can use to further protect your credit information.   Continue reading