[QUIZ] Are you an Identity Crime Prevention Expert?

Identity Crime Prevention 

When it comes to identity crime prevention, do you know how to recognize common identity crime red flags? More importantly, do you know what to do if you are faced with a potential threat to your identity? 

If you can catch fraud and identity theft in their early stages, you can often avoid many of the substantial damages that come with it. Prevention and education are always your best defense against criminals that want to misuse your personal information. 

Are you an Identity Crime Prevention Beginner, Intermediate or Expert? Take the quiz to see where you stand! 


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Stay Smart About Fake Smartphone Apps

Fraudsters go mobile 

Our smartphones send, receive and store tons of sensitive information about us. This includes the information-rich apps we have on our devices. 

With over 6 million apps to choose from across Apple, BlackBerry, Amazon, Android and Windows, a smartphone can virtually perform any function and can hold as much (or more) data as a full-sized computer. 

Of course, criminals will do what it takes to get that data. 

Fraudsters are taking advantage of the fact that many have shifted to mobile services, specifically mobile banking. If you’re like 77 percent of the U.S., you probably own a smartphone and use a number of apps available for your device.

Let’s explore why criminals are turning to fake smartphone apps, how they can exploit those apps to commit identity crimes, and ways to help you safeguard your personal information from these identity crime schemes.

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Synthetic IDs: Great For Fraudsters, Bad For Victims

Identity theft… without your full identity 

It’s called synthetic identity theft. Whether by a phishing scam, data breach, hack or physical theft, your information becomes compromised and falls into the wrong hands. Criminals use this stolen information to mix and match names, birthdays, Social Security numbers and addresses with other fabricated information to create synthetic IDs. Once the synthetic identity is made, criminals can make fraudulent charges to your bank account, open new lines of credit, order prescriptions and even commit crimes under your name. 

In 2014, the Federal Trade Commission (FTC) called synthetic identity theft “the fastest growing type of identity fraud in the United States.” Unlike “true name” identity theft, fraudsters only need to use certain pieces of your information — paired with the criminal’s own or fabricated information — to create a new, “synthetic” identity.

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