Lost or Stolen Social Security Card? What You Need to Know

Hand reaching for dropped wallet

Most of us use our Social Security number all of the time, whether it’s at the doctor’s office, at the bank, or applying for government benefits and filing taxes. You need a Social Security number to apply for jobs, to open a credit card account, and even to get married. Because we use this number so much, many of us have it memorized and very rarely have to pull out our Social Security cards – but what happens if your Social Security card is lost or stolen?

Having your Social Security card lost or stolen may expose you to identity theft and fraud, lost finances, and damaged credit. We’ve created this guide to help you understand how to quickly replace your Social Security card if it falls into the wrong hands. Continue reading

Coronavirus Scams Targeting Your Social Security Number

elderly man using laptop to check social security information

April is National Social Security Awareness month, and a good time to get up to speed on the latest scams targeting your Social Security number (SSN) and the resulting fraud that occurs. In 2019, government imposter scams were at an all-time high, with the majority of imposters pretending to be from the Social Security Administration (SSA). The new twist in 2020 comes as scammers capitalize on the coronavirus outbreak and the ongoing media coverage of COVID-19 and its impact on society and the economy.

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Credit 101: Bureaus, Reports & ID Theft

Credit Is More Than Your Card 

When your information is exposed in a data breach, it can cause panic and concern. Who can I trust? What should I do? And who has access to my information?  

The good news is that some of the most effective preventative measures are already within your reach. Your credit information – paired with the right credit protection tools – can help defend against fraud and identity theft after a data breach event.  

Each of us understands the concept of credit from our own perspectives. Credit typically means “buy now, pay off later.” Credit scores indicate our lending risk and credit reports are often reviewed to rent an apartment, apply for a loan or open new credit card accounts.

Industry experts (including those of us at EZShield, too) often suggest that consumers check their credit reports, consider placing credit freezes or fraud alerts, and contact the three major credit bureaus. So, let’s look at how credit works, how your credit reports can help you spot identity crime, and additional tools you can use to further protect your credit information.   Continue reading

Equifax Data Breach Exposes 143 Million

UPDATE 9/21/2017 

CNN Tech reports that a fake Equifax website went viral via Twitter yesterday. 

The worst part? Equifax fell for it. 

Equifax created a website for consumers affected by the company’s recent breach event called “equifaxsecurity2017.com” to offer a way for consumers to determine their impact, as well as general information about the breach. Additionally, the company has been using Twitter and other social media outlets to respond to breach-related questions and concerns. Continue reading